Go beyond APY.
One USDG deposit spreads across stock indexes, government bonds, silver, and cash.
Historical return illustration
If the last five years repeated
Target weights rebalanced yearly using the underlying ETFs’ calendar returns, less the 0.35% Mast Bond fee. Excludes token, tax and trading costs. Past performance is not a forecast.
Method and sources
Calendar-year total returns used in the illustration:
Important: SPY uses State Street’s SPY5 share class as a proxy. SLV’s +147.9% result in 2025 is an exceptional outlier. Robinhood Stock Tokens are debt securities and may not track these ETFs exactly.
How this portfolio works
Deposits swap USDG into the full basket. Normal withdrawals sell your share back to USDG. The direct asset withdrawal remains available if swaps or price feeds stop. Stock Tokens are tokenised debt securities, not direct ownership of the underlying shares. Unaudited MVP; value can fall.